Bart Steindler

Bart Steindler

Bart Steindler's 37 years of business experience has focused on 3 areas. Providing value to clients, mentoring employees, and adding guidance as part of the management team. As a representative selling industrial paper and packaging products, or subsequently as an investment advisor, finding the right product solution for his clients has always been a key to his success. He has always strived to understand the client’s plan, and how his work affects it.


Perspective | As an owner and a manager, Bart has always put an emphasis on mentoring colleagues and guiding a profitable company to the mutual benefit of owners, employees, and clients. Bart has contributed his time to many organizations. Currently he is actively participating with The Kids Food Basket, Meijer Gardens, Temple Emanuel, and The Grand Rapids Community Foundation.


Personal


Bart and his wife Kathy, live in Grand Rapids, Michigan, and enjoy biking and skiing for recreation.

As some of us get closer to retirement, programs like Social Security and Medicare become more important to us. We have paid into these programs with every paycheck we have earned. There has been an implied promise that these programs would add financial security to us in our retirement. These programs are not entitlements, since we have paid for them with involuntary deductions from our paychecks, earmarked for Social Security and Medicare.   Each year the Office of the Chief Actuary, publishes “A Summary Of The 2016 Annual Reports.” This is a summary of the Trustees Report of the Social Security and Medicare Boards of Trustees.Here are some amazing facts from the summary.   “Social Security and Medicare together accounted for 41% of Federal program expenditures in fiscal year 2015. “   “The OASI (Old Age and Survivors Insurance ) and DI ( Disability Insurance ) trust funds are by law...
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  I recently returned from a trip to North Carolina. The reason for the trip was simple. We wanted to spend a few days with some friends who do not live near us, and we wanted to enjoy the beautiful countryside without the interruption of all of the news and noise that populates our life. Our main physical activity was our daily hikes in the mountains. On day 2 we woke to a soaked earth and wet leaves. During the night, the wind and the rain combined to create a slick surface. In addition the trail we were taking featured exposed roots, rocks, and a steep drop off to one side, causing us to make adjustments to how we hike this trail. We made sure to wear clothes that would keep us dry. We wore shoes that gave us the best grip, and slowed our pace to avoid slipping or falling....
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As people prepare for retirement, social security is one component of the equation that will be used to determine the amount of retirement income one will have to live on. If saving and planning has come natural, social security can be viewed as a supplement for your retirement.  If you have struggled in saving and properly planning, your dependency on Social Security retirement income will likely be greater. For many of us, retirement will be a substantial time in our life, and planning on how we are going to pay for it is increasingly difficult. With that being said, this is just one of many factors to consider when planning for retirement and more importantly to address your own situation with a professional independent advisor.                                                                          To receive a report on your estimated social security retirement benefits, visit www.socialsecurity.gov/myaccount . Once you have created your account you can then download...
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