December 15th is right around the corner. Time to make your healthcare coverage selection is running out fast. If you haven’t selected your health coverage yet, don’t put it off a moment longer. Review the checklist of items below that I’ve adapted from a list on Forbes.com. I’ve included the most important points for your consideration in order to help break down the process for you and make your decision making process faster and easier. Print it out, take it to the office and go over each point carefully and completely.

1.Evaluate Your Medical Coverage Offerings

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The government deadline for picking health care coverage falls right smack in the middle of the holiday season; December 15th. If your company offers benefits, the election deadline could be even sooner. With the distraction of the holidays it is easy to miss deadlines or miss opportunities by not spending the necessary time to consider the best options.

Rushing through the election process could end up costing you more money and could have an impact on your health. The results of a 2014 Aflac study reveal that a whopping 46% of people spend just a half hour or less reviewing their health-plan offerings. 

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